Accidents, hail, theft, glass damages, and so on ‒ all these situations have options to cover them. Coverage may vary by state, but they are the following on the whole:
- Liability cover damages that you could cause to others. It will do for you even if you are at fault. It includes such situations like damages to other vehicles, property, and even other driver’s passengers.
- Collision and comprehensive cover all damages occurred to your car. These coverages are a bit different: the first one covers car accidents, while the second one covers disasters and difficult weather conditions.
- Underinsured and insured motorist covers your injuries and damages. Together they suppose the payment for property damage and bodily injury.
- Medical payments are to pay for medical costs if you, your relatives or just passengers were injured in an accident. Even if you have a separate health insurance, this policy may be considered rather beneficial.
- Rental car reimbursement covers all rental car fees, while your car is repaired.
- Lease or loan pay off will help, when your vehicle is totaled. With it, you will find a balance of your loan.
- Pet injury is a good decision when you have pet bills. It will assist you in taking care of your pet if he or she was injured in an accident. This policy is usually taken together with collision coverage.
- Roadside assistance is created especially for breakdowns. With it, you won’t have problems if yours got broken because of electrical or mechanical issues. All the towing services will be payed.
Progressive Car Insurance Discounts
- Leave your quote online. An average discount for this type of application is about 7%. Besides, it’s the easiest way for you to save money ‒ you don’t even have to leave your house. You may start it online and then continue buying by the phone.
- Safe driver. An average discount reaches up to 31%. It’s one of the most profitable offers. If you haven’t got any accidents for about 3 years in row, you can count on this extremely good discount.
- Multipolicy. An average discount amounts to 10% since it’s rather convenient when you have your relative, some property or pet to be insured as well.
- Homeowner discount seems a bit similar to the previous one, the differences here are that an average sum may vary and only mobile homes, condos, and ordinary homes are taken into consideration.
- Continuous discount goes for people who choose the policy year after year without any cancellations. It’s noteworthy that the company can be completely different. The final sum of discount depends on the number of years you were insured.
- Sign documents online. It may be called another easy way to save money, though some people may think that it’s rather difficult to do. Nevertheless, there is nothing complex in it, especially when Internet never stops developing.
- Pay in full. Don’t pay monthly, pay for your six-month period fully ‒ it will save your money.
- Automatic bill. The previous variant is not for you? No problem. As soon you receive your policy, you can organize a monthly bill. You can’t combine this one and above mentioned discounts.
- Good student. It’s a modern tendency to study well, especially when you can pay less for your car insurance! That is what Progressive wanted to provide. You can be a student yourself or just add him to your policy.
- Minor child driver. Add your child driver to your policy and wait for a profitable discount.
Talking about reviews, most clients like the system of discounts because they can combine them and get several at once, the percentage of receiving it is rather high ‒ 95% of customers get at least one good offering, discounts don’t alter the deductibles. For veterans there are discounts on military auto insurance policy, which can be cheaper by 25%. Among some other ways to save money are:
- Bundles ‒ when you choose car and property insurance at once. This way, you can save another 5% while combining homeowner or condo plan with an auto policy. Actually, there is no limitation in bundling; so, unite it as you want.
- Snapshot. It constitutes a special program that personalizes your rate. The better and safer you drive, the more money you can save.
- Compare auto rates. You are free to choose the insurer you like most. But according to stats, most people after analyzing the competitive prices come back to Progressive. That’s because we don’t ask for enormous sums you can’t afford. The most widespread method is getting cheap rates on car insurance by states that saves you money on monthly payments.
- Orientation towards your budget. That is you who determine the price and coverage, just indicate the sum you can afford without problems and we will do our best to find the policy that will meet it in all senses.